This classic export post-financing facility offered by Eximbank involves the purchase of export receivables originating from supplier’s credit. The discounting of receivables originating from supplier’s credit provided to the buyer by the exporter on the basis of a commercial contract is usually secured with a MEHIB insurance policy (type S).
Credit amount — Typically a minimum of EUR 1 million. In transactions exceeding an amount of EUR 20 million, Eximbank usually provides the credit in a co-financing arrangement with the involvement of commercial banks. Eximbank participates in the financing of transactions of less than EUR 1 million on an ad-hoc basis, mainly in relation to transactions that are important for their reference value.
Currency — EUR or USD.
Tenor — Typically 2-5 years (maximum 10) years, depending on the terms and conditions of the related commercial agreement. Tenor of less than two years is also available, for the funding of agricultural or relatively small-value manufacturing industry export transactions.
Discount interest rate — CIRR officially supported by the State (only in the case of a tenor in excess of two years) or determined on a EURIBOR or USD LIBOR basis.
The extent of financing — In the case of financing facilities offered with a tenor exceeding two years at fixed CIRR interest, under the OECD Arrangement a maximum of 85% of the foreign trade/general contracting agreement may be financed. In the case of post-financing, a minimum 15% advance must be paid by the buyer at the start of performance.
Certificate of origin — For export transactions financed or guaranteed by Eximbank it is necessary to certify the Hungarian origin of the product and/or services constituting the object of the transaction.
Cégjegyzékszáma:
01-10-042594, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949638-2-44
Bankszámlaszám:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Cégjegyzékszáma:
01-10-042595, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949621-2-44
Bankszámlaszám:
10918001-00000001-04530003
Bank account number:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Bank account number:
10918001-00000001-04530003
Номер банковского счёта:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
ИНН: 10949638-2-44
Номер банковского счёта:
10918001-00000001-04530003
ИНН: 10949621-2-44
Hiteligénylő vállalkozás mérete és a hitel devizaneme | Ügyfélkamat | |||
1. év | 2-3. év | 4-6. év | ||
KKV | EUR | 0,10% | 0,19% | 0,69% |
HUF forgóeszköz 720 M alatt | 0,10% | 0,10% | ||
HUF | 0,55% | 0,80% | 1,30% | |
USD* | 2,25% | 2,50% | 3,00% | |
NV | EUR | 0,19% | 0,69% | 1,69% |
HUF | 0,80% | 1,30% | 2,30% | |
USD* | 2,50% | 3,00% | 4,00% | |
* 2020. január 1-re jegyzett 12 havi USD LIBOR |