The classic buyer’s credit facility has been applied is order to finance the purchases of goods and/or services supplied under a commercial contract concluded between the Hungarian exporter and a foreign buyer, and is typically secured by MEHIB insurance policy (type V).
Credit amount — Typically a minimum of EUR 1 million. In transactions exceeding EUR 20 million, Eximbank usually provides the credit in a co-financing arrangement with the involvement of commercial bank(s). Eximbank participates in the financing of transactions of less than EUR 1 million on an occasional basis, mainly in relation to transactions that are important for their reference value.
Currency — EUR or USD
Tenor — Typically 2-5 years (maximum 10) years, depending on the terms and conditions of the related commercial agreement. Tenor of less than two years is principally available for financing agricultural or relatively small-value manufacturing industry export transactions.
Interest — Fixed, at CIRR (only in the case of tenor in excess of two years), or floating, based on EURIBOR or USD LIBOR.
The extent of financing — In the case of financing facilities offered with a tenor exceeding two years at fixed CIRR interest, under the OECD Arrangement a maximum of 85% of the foreign trade/general contracting agreement may be financed. A minimum 15% advance must be paid by the buyer at the start of performance. . Local costs may – subject to individual appraisal – also be financed in part.
Certificate of origin — For export transactions financed or guaranteed by Eximbank it is necessary to certify the Hungarian origin of the product and/or services constituting the object of the transaction.
Cégjegyzékszáma:
01-10-042594, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949638-2-44
Bankszámlaszám:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Cégjegyzékszáma:
01-10-042595, bejegyezve a Fővárosi Törvényszék, mint Cégbíróság által
Adószám:
10949621-2-44
Bankszámlaszám:
10918001-00000001-04530003
Bank account number:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
Bank account number:
10918001-00000001-04530003
Номер банковского счёта:
14800016-06000008-11111128
S.W.I.F.T. kód: HEXI HU HB
ИНН: 10949638-2-44
Номер банковского счёта:
10918001-00000001-04530003
ИНН: 10949621-2-44
Hiteligénylő vállalkozás mérete és a hitel devizaneme | Ügyfélkamat | |||
1. év | 2-3. év | 4-6. év | ||
KKV | EUR | 0,10% | 0,19% | 0,69% |
HUF forgóeszköz 720 M alatt | 0,10% | 0,10% | ||
HUF | 0,55% | 0,80% | 1,30% | |
USD* | 2,25% | 2,50% | 3,00% | |
NV | EUR | 0,19% | 0,69% | 1,69% |
HUF | 0,80% | 1,30% | 2,30% | |
USD* | 2,50% | 3,00% | 4,00% | |
* 2020. január 1-re jegyzett 12 havi USD LIBOR |